A book by Frank W. Jerome

Digital Credit

How Bitcoin Is Reinventing Yield

A look at Bitcoin, yield, and the quiet reinvention of credit — written for finance-minded readers who want to understand where sound money and modern markets meet.

Format, price, and availability to be announced — join the list below.

Status: this page introduces the book and lets you register for release details. Specifics such as final format, price, page count, and purchase links will be published here and announced to the list as they're confirmed. We won't list details we can't yet verify.

What the book explores

Bitcoin is usually discussed as an asset to buy and hold. Digital Credit takes a different angle: how a truly scarce, bearer digital money reshapes the oldest idea in finance — yield, and the credit relationships that produce it.

  • How "yield" has traditionally been created — and its hidden trade-offs
  • What changes when the underlying money can't be debased
  • Bitcoin and the evolution of credit markets
  • Risk, counterparty trust, and the difference between real and manufactured yield
  • What responsible, long-term holders should understand about "earning" on Bitcoin
A responsible lens. The book is educational and analytical — not a pitch for any yield product, lending platform, or "passive income" scheme. Nothing in it is individualized investment advice, and PYMTW never takes custody of funds or promises returns.

Who it's for

Good fit

  • Finance-minded professionals
  • Readers who enjoyed the "why" of Bitcoin and want more depth
  • Anyone curious about yield, credit, and sound money

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Frank's other book

A practical playbook for professionals, available now — plus a free reader toolkit.

Bitcoin for Working Professionals

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Educational disclaimer: this book and page are general education about Bitcoin, yield, and credit concepts — not individualized investment, tax, or legal advice, and not an offer of any yield or lending product. Bitcoin is volatile and can decline substantially in value.